He is a postgraduate in Commerce (M. Com) and is a Certified Associate from Indian Institute of Bankers (CAIIB). He was Chief General Manager of Punjab National Bank until his appointment as Executive Director in Union Bank of India from October 21, 2021. He has attended various training and Leadership Development Program from Indian Institute of Management-Kozhikode and JNIDB Hyderabad. He was a part of 1st batch of Senior Officers selected by Bank Board Bureau for Leadership Development Program of IIM Bangalore & Egon Zehnder. He carries credit appraisal skills including project funding & working capital funding along with Risk Management with specific reference/ special emphasis on Credit Risk. He is serving in various Committees of Institute of Banking Personnel Selection (IBPS) & National Institute of Bank Management (NIBM) etc. Also, he is Chairman of the Finance Committee of Institute of Banking Personnel Selection (IBPS) and Member of the Governing Board in IBPS & NIBM.